Candidate should have minimum 3 years experience in credit and risk assessment of Business Loan / LAP / Working capital, equipment finance. Candidate is expected to lead the team and credit function.
Position – : Manager Credit
Location -: Bangalore
Reporting to – : Regional Credit Manager
Skill sets -:
1)Understanding of financial statements, Bank statements, key Financial Ratios, Working capital Management.
2)Good Understanding of various loan products.
3)Good interpersonal skills and verbal proficiency.
4)Strong analytical skills and detail oriented to understand the business model of the borrower.
5)Proficient in speaking in Kannada Language is must.
1)Analyse MSME businesses from quantitative and non-quantitative aspects as per credit guidelines and policy.
2)Understanding critical business parameters and operating metrics across various sectors and industries.
3)Conduct personal discussions with MSME promoters and assess counter-party risk.